Terms & Conditions
Last updated: October 2026 • FastLoanHub (fastloanhub.in)
1. Acceptance of Terms
By accessing or using fastloanhub.in ("FastLoanHub", "we", "us", or "our"), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our services.
2. Nature of Services (Lending Service Provider)
FastLoanHub operates strictly as an independent digital loan aggregator and Lending Service Provider (LSP). We are NOT a bank, Non-Banking Financial Company (NBFC), or money lender. We facilitate connection between prospective borrowers and RBI-regulated financial institutions.
3. Zero Upfront Fee Policy
✅ FastLoanHub does NOT charge any upfront processing fees, registration charges, or file charges from users. If anyone asks you for money in the name of FastLoanHub before loan approval, do not pay and immediately report it to support@fastloanhub.in.
4. Loan Disbursal & Underwriting Discretion
All decisions regarding credit limit sanction, interest rates (Annual Percentage Rate), repayment tenure, processing fees, and disbursal timeline are determined solely by the underwriting partner bank or NBFC based on their proprietary credit policies and the applicant's credit score. FastLoanHub does not guarantee loan approval.
5. User Eligibility
To apply for financial products via FastLoanHub, you must:
- Be a citizen of India aged 21 years or older.
- Possess a valid PAN card and Aadhaar card linked with an active mobile number.
- Have a verifiable source of regular monthly income (Salaried, Self-Employed, or Business).
6. Contact & Grievance
For any queries regarding these terms, please contact:
FastLoanHub Legal & Compliance Desk: support@fastloanhub.in